PRIVACY POLICY


Information Collection

When you visit and navigate our Web sites and when you
communicate with us via our Web sites, we will not collect personal
information about you unless you provide us that information
voluntarily. Any non-public personal information that you may
provide via our Web sites will be used solely for the purpose stated
on the Web page where it is collected. (In some cases, and in all
cases where required by law or regulation, you will be able to
update the information that you provide to us by sending us an e-
mail. Please refer to the specific pages where data is collected for
more information.)  The Company will not sell, license, transmit or
disclose this information outside of the Company and its affiliated
companies unless (a) expressly authorized by you, (b) necessary to
enable the Company’s contractors or agents to perform certain
functions for us, or (c) required or permitted by law. In all cases, we
will disclose the information consistent with applicable laws and
regulations and we will require the recipient to protect the
information and use it only for the purpose it was provided.

By “personal information,” we mean data that is unique to an
individual, such as a name, address, Social Security number, or
telephone number.

Security

The Company takes reasonable precautions to protect its Web site
users and any information provided by those users. All data,
correspondence, and responses that you, the user of this Web site,
provide will be handled confidentially, both online and off-line.
Please note that data transmitted by e-mail is vulnerable to security
breaches (see "E-mail").

Cookies

A “cookie” is an element of data that a Web site can send to your
browser when you link to that Web site. It is not a computer
program and has no ability to read data residing on your computer
or instruct it to perform any step or function. The cookie does not
extract other personal information about you, such as your name or
address. Most Internet browsers provide a simple procedure that
will enable you to control whether you want to receive cookies by
notifying you when a Web site is about to deposit a cookie file. For
purposes of our “cookie,” once the user closes their Internet
browser, the cookie terminates. Other third party Web sites may
have cookies that remain on your computer unless deleted by you.
Some of the Company’s business partners, affiliates, and
organizations (with whom we have Web links) may use cookies in
conjunction with our Web site and/or their own sites. The Company
does not have access to, or have control over, the cookies of such
entities and cannot be held responsible as a result.

Hyperlinks to Other Web sites

The Company’s Web sites contains hyperlinks to other Web sites.
Please be aware the Company is not responsible for the privacy
practices of such sites. When leaving our site, it is strongly
recommended you review the privacy statements and disclaimers of
each and every Web site you visit. The Company is not responsible
for either the privacy policies of other Web sites or the validity of
information therein. Any hyperlink to an external Web site does not
indicate in any manner the Company’s endorsement of that Web
site.

E-mail

It should be noted that any e-mail message sent to the Company,
as with nearly all Internet communication, is susceptible to potential
outside interception. As is the case throughout the Internet, outside
sources may be able to access e-mail unbeknownst to either sender
or recipient. In addition, any e-mail you send to the Company may
be read by one or more employees of the Company, as dictated by
business processes and practices.  As a result, we adamantly
suggest that you do not send any information via e-mail that you
consider to be private or confidential. Please contact us by phone at
the numbers indicated on our Web pages.

Notification of Changes

The Company reserves the right to change the content within the
Web pages and within this Privacy Policy at any time without notice.
Furthermore, this Privacy Policy is not to be construed in any way as
an agreement, stated or otherwise, on behalf of any party. Use of
this Web site is at your risk and discretion.

Concerns / Issues

Should you have any questions, concerns, or comments regarding
the Company’s Privacy Policy, please contact us directly:
Ivance Company, Inc.
Insurance Since 1946
Copyright (c) 2004 Ivance Company, Inc. All rights reserved.
Email:  info@ivance.com

or

Ivance Company, Inc.
55 5th Street East Suite 1050
Saint Paul, MN  55101

651-224-7358
651-224-7358
Serving Minnesota & Wisconsin
Ivance Company, Inc.
55 5th Street East Suite 1050
Saint Paul, MN  55101

651-224-7358    Phone
651-223-5079    Fax
800-728-9427    Toll Free
info@ivance.com Email